Terms of Service

Last updated: June 12, 2026

Ante is a fitness accountability platform that uses commitment contracts: you stake money on your own fitness goals, and the outcome is determined entirely by your own verified activity. By creating an account you agree to these terms.

1. Eligibility

You must be at least 18 years old and able to form a binding contract. One account per person.

2. This is not gambling

Stakes are commitment deposits, not wagers. There is no element of chance: whether you keep your money is determined solely by whether you complete the fitness activity you committed to, as verified by activity data. You are never playing against the house or other users for our profit.

3. How stakes work

• Your stake is charged when you start a challenge and held while it runs.
• Complete the challenge → your full stake is refunded. We take no fee on success. Card refunds appear in 5–10 business days; stake credit is instant.
• Miss the challenge → your stake goes to the recipient you chose, minus a 10% platform fee. If you chose a charity, it is sent as a donation. If you chose a friend, they receive non-cashable in-app reward credits.
• Reward credits are not cash. They can be redeemed only for digital gift cards (via our rewards partner, Tremendous) and are never paid out as cash or transferred to a bank account.
• Group pots: all members stake equally; members who hit the target split the stakes of those who don't (minus the platform fee), paid as stake credit.
• Stake credit and reward credits can be applied or redeemed as described above but have no cash value and cannot be withdrawn.

4. Verification & fair play

• Workouts must come from approved sources (Apple Health, connected fitness services). Manual entries do not count.
• All verification is performed on our servers using anti-cheat rules (duration, heart rate, distance, timing).
• We may investigate suspicious activity and withhold payouts during investigation.
• Accounts found falsifying activity data are permanently banned and forfeit pending stakes.

5. Subscriptions

Ante Premium is an auto-renewing yearly subscription billed through your Apple ID. Cancel anytime in iOS Settings → Apple ID → Subscriptions; access continues until the end of the paid period. Premium perks (including stake credit bonuses) have no cash value.

6. Charity donations

Stakes designated for charity are donated to your chosen nonprofit via Every.org. Donations are made by Ante in aggregate and are not tax-deductible for you.

7. Cancellations & exceptions

Once a challenge starts, the stake is committed — that's the point. If you experience a medical emergency or other exceptional circumstance, contact [email protected] and we'll review in good faith.

8. Health disclaimer

Ante is not medical advice. Consult a doctor before starting any fitness program. You are responsible for exercising safely; never push through injury to save a stake.

9. Limitation of liability

Ante is provided "as is." To the maximum extent permitted by law, our total liability to you is limited to the amount of your current active stakes. We are not liable for indirect or consequential damages, or for losses caused by inaccurate data from third-party fitness platforms.

10. Changes & termination

We may update these terms with notice in the app. You can close your account anytime; active challenges run to completion under the terms in effect when they started. We may suspend accounts that violate these terms.

Contact

[email protected]